Taking payments for granted

With Viseca’s innovative and high-quality products and services, paying is easy, secure and convenient, even in the digital age.

Our vision – the cashless future

We firmly believe that paying must be easy, secure and convenient. So, as a leading Swiss fintech, we are constantly working on innovative, digital solutions and services for the cashless future. This allows our customer banks to focus on their core business. And it gives end customers complete control of their finances, any time, anywhere.

For this purpose, Viseca has divided its card operations among two distinct issuing and processing companies. These are complemented by the innovative financial management solutions of Contovista AG.

The divisions of Viseca

Viseca Payment Services SA – innovative services for business customers

Viseca Payment Services SA offers all kinds of customised services for cashless payments. In this case, Viseca’s customer banks assume the role of card issuer. This allows them to deal directly with the customer and to create a profile for themselves with individual products tailored to their clientele.

Viseca takes care of all the background operations – from customer service to anti-fraud. Customer banks set the pricing for their cards and determine the scope of the service package. They benefit from Viseca’s wealth of expertise amassed over decades in the payments market and can concentrate fully on their core business.

Viseca Card Services SA – customised card products for end customers

Viseca Card Services SA is one of the largest Swiss issuers of credit cards and prepaid cards offered by the world’s leading brands, Mastercard and Visa. We support all common national and international digital payment solutions. And, with the innovative and multi-award-winning “one” app, our customers can stay on top of their spending wherever and whenever.

The wide range of contemporary card products combined with a comprehensive service portfolio enables tailor-made solutions for a whole variety of customer needs. We are committed to delivering quality, expertise and service with all cards, whether issued by customer banks, co-branding partners or ourselves.

Viseca innovations

As a leading Swiss fintech, Viseca is constantly working on innovative, digital solutions and services for the cashless future. Whether instant issuing, the “one” app or digital receipts – our innovations play a significant role in ensuring that payment is easy, secure and convenient, even in this digital age.

Whistleblowing

If you suspect irregularities in our organisation, please report it to our internal reporting office via our reporting platform. With your whistleblowing report, you help us in particular to protect our company and employees from damage and to promote compliance, the quality of our services and our working environment in the long run.

HIghlights from the history of Viseca


2022	Sale of Contovista AG to Finnova.
2021	Merger of the holding company with Viseca Payment Services SA. Viseca Card Services SA and Contovista AG are now wholly owned subsidiaries of Viseca Payment Services SA.
2020	Viseca Holding divides its card operations between the newly founded issuing company Viseca Card Services SA and the processing company Viseca Payment Services SA. Name change from Aduno Holding to Viseca Holding. Viseca merges with Accarda AG and Aduno Finance AG.
2019	Aduno Holding sells cashgate to Cembra Money Bank. Full takeover of Contovista AG.
2018	Board of Directors appoints Max Schönholzer as the new CEO. Full takeover of Accarda AG. Integration of AdunoKaution and SmartCaution SA into cashgate.
2017	Sale of Aduno SA to Six Payment Services AG. Increase of stake in Contovista AG to 70 per cent.
2016	The Aduno Group acquires SmartCaution SA, a company operating in French-speaking Switzerland. The Aduno Group takes a 14 per cent stake in the Swiss fintech Contovista AG.
2015	Foundation of SwissWallet AG by the Aduno Group, Netcetera and Swisscard. The name of EuroKaution is changed to AdunoKaution. Aduno Holding issues two bonds amounting to over CHF 200 million.
2014	The Aduno Group acquires all the shares in EuroKaution. Integration of Revi-Leasing und Finanz AG into cashgate. Aduno Holding places CHF 400 million as a dual-tranche offering on the capital market. Launch of the surprize rewards programme.
2013	cashgate introduces a new pricing model with two fixed interest rates.
2012	cashgate acquires all the shares of Revi-Leasing und Finanz AG, which is fully integrated into cashgate in 2014. Aduno Holding successfully issues a second bond.
2011	Successful launch of Aduno Holding with a bond issue on the Swiss capital market.
2008	Takeover of cashgate as well as the personal and leasing business of the Raiffeisen Group and Banque Cantonale Vaudoise (BCV). The activities are combined under the name cashgate.
2007	The Aduno Group acquires all the shares in Commtrain Card Solutions. In June, the Aduno Group introduces a holding structure involving the subsidiaries Commtrain Card Solutions, Viseca and Aduno. Commtrain Card Solutions is legally merged with Aduno in 2009.
2006	Viseca (issuing) and Aduno (acquiring) are merged. This merger leads to the creation of the Aduno Group.
2005	Viseca takes over the acquiring business of Cornèr Banca. Aduno is founded in Bedano.
1999	Foundation of Viseca by the cantonal banks, the Raiffeisen Group, various regional banks, Migros Bank and Bank Cler (formerly Bank Coop) as well as private and commercial banks. Viseca opens for business on 1 January 2000.