{"id":7793,"date":"2023-04-20T09:23:54","date_gmt":"2023-04-20T07:23:54","guid":{"rendered":"https:\/\/viseca-payment.ch\/about-viseca\/annual-report-2022\/"},"modified":"2026-02-10T15:41:36","modified_gmt":"2026-02-10T13:41:36","slug":"annual-report-2022","status":"publish","type":"page","link":"https:\/\/viseca-payment.ch\/en\/about-viseca\/annual-report-2022\/","title":{"rendered":"Annual Report 2022"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7793\" class=\"elementor elementor-7793 elementor-7775\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ed70a5 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"4ed70a5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-83b4de9\" data-id=\"83b4de9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b0d2c8f elementor-widget elementor-widget-heading\" data-id=\"b0d2c8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Annual Report 2022<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0ba45c9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ba45c9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c65dd03\" data-id=\"c65dd03\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c7cbfa elementor-widget elementor-widget-text-editor\" data-id=\"1c7cbfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In 2022, Viseca finally left the consequences of the coronavirus pandemic behind it. After most of the coronavirus measures were lifted in mid February, the company recorded considerable increases across all areas last year. As a consequence of this, the most important figures \u2013 transaction volume, sales and consolidated result \u2013 are considerably above the previous year. The card portfolio continued to climb in 2022 and breached the 4-million mark. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef32a1d elementor-widget elementor-widget-spacer\" data-id=\"ef32a1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68193c1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"68193c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2023\/04\/A221170_Viseca-Kurzbericht_GB22_Hochformat_EN_DS.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download summary report (PDF)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3567237 elementor-widget elementor-widget-spacer\" data-id=\"3567237\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-429ca7d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"429ca7d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a3eca5f\" data-id=\"a3eca5f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-adef140 elementor-widget elementor-widget-image\" data-id=\"adef140\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"580\" height=\"510\" src=\"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png\" class=\"attachment-full size-full wp-image-5701\" alt=\"\" srcset=\"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png 580w, https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille-300x264.png 300w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-089063d\" data-id=\"089063d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc5e919 elementor-blockquote--skin-quotation elementor-blockquote--button-color-official elementor-widget elementor-widget-blockquote\" data-id=\"fc5e919\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tViseca can look back on a very successful year. This is very impressively illustrated by the card portfolio, which rose by almost 50 percent to over four million thanks to the successful launch of debit cards and the Cumulus credit card. This is a clear confirmation of our strategic focus on the payment card business and the performance of our employees.\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">Pascal Niquille<br><span style=\"white-space: normal;\">Chairman of the Board of Directors<\/span><\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-749e524 elementor-widget elementor-widget-spacer\" data-id=\"749e524\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-311cb6b elementor-widget elementor-widget-text-editor\" data-id=\"311cb6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dear shareholders<\/p>\n<p>2022 was an exceptional year for Viseca. We were able to achieve several significant milestones over the past twelve months. The card portfolio began to climb sharply again: As at 31 December 2022, 4.08 million Viseca payment cards were in circulation, amounting to a 45.3 per cent year-on-year increase.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8364ca elementor-widget elementor-widget-toggle\" data-id=\"e8364ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2431\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2431\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">read more<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2431\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2431\"><p>The strong growth was driven by a clear increase in debit cards \u2013 in the past year too, numerous customer banks relaunched debit cards. Alongside this, the new Migros Cumulus credit card also contributed to the growth of the card portfolio. Furthermore, Viseca also benefited from a good economic environment in 2022: the sound economic situation as well as a clear boost in tourism (coupled with the growth in cards) secured Viseca a consolidated profit of CHF 118.4 million. The profit was facilitated largely by the consistent focus of the company on the payment card business as well as the cost management over recent years.<\/p>\n<p>Viseca also achieved numerous milestones with products and services in 2022. Above all in the field of digitalisation: the new Digital Onboarding, which includes Instant Issuing when applying for a Migros Cumulus credit card, is a first in Switzerland. For the first time, it is possible for a customer to apply for a new credit card online and use it within minutes. We have also digitalised our T&#038;Cs and renewed the insurance services on our card products. We can therefore rightfully claim that our T&#038;Cs are now state-of-the-art and our insurance offers are best in class.<\/p>\n<p>We were also able to stand out in products: as of April 2022, we launched our completely revised Premium range. The new Visa Platinum credit card has a significantly improved and extended range of services. For this we were awarded first place in the international &#8220;\u00c9lan Awards of Excellence&#8221; in the category &#8220;Metal card&#8221;. The award is a clear endorsement of the high quality of our products. <\/p>\n<p>We would like to thank our cardholders \u2013 for trusting in our products and services, day after day. Our client banks have always bolstered us with professional cooperation. We would also like to thank them for that. Our thanks applies particularly to our employees \u2013 they have shown exceptional willingness to perform over the past year. This is not to be taken for granted and we really appreciate it.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-63e90d1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"63e90d1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-0c4dc5c\" data-id=\"0c4dc5c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c59f9d5 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c59f9d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-chart-bar\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43ad3ad elementor-widget elementor-widget-heading\" data-id=\"43ad3ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Operating revenue<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe29625 elementor-widget elementor-widget-counter\" data-id=\"fe29625\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"501.2\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">M<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-51d93a7\" data-id=\"51d93a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8bfa64 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e8bfa64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-building\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca48ee7 elementor-widget elementor-widget-heading\" data-id=\"ca48ee7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Equity<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-815eae5 elementor-widget elementor-widget-counter\" data-id=\"815eae5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"703.7\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">M<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-b2616fd\" data-id=\"b2616fd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cceb9e1 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"cceb9e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-newspaper\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c304a39 elementor-widget elementor-widget-heading\" data-id=\"c304a39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Balance sheet total<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7689e79 elementor-widget elementor-widget-counter\" data-id=\"7689e79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"1204.1\" data-from-value=\"0\" data-delimiter=\" \">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">M<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-a54ca68\" data-id=\"a54ca68\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e08b37 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6e08b37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-coins\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddc08e4 elementor-widget elementor-widget-heading\" data-id=\"ddc08e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consolidated profit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15d0100 elementor-widget elementor-widget-counter\" data-id=\"15d0100\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"118.4\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">M<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8c87113 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8c87113\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-8f488f4\" data-id=\"8f488f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7be39ff elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"7be39ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-exchange-alt\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8525dd elementor-widget elementor-widget-heading\" data-id=\"b8525dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Transaction turnover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fd0b46 elementor-widget elementor-widget-counter\" data-id=\"6fd0b46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"23.8\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">B<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-142f1e2\" data-id=\"142f1e2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01e66ac elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"01e66ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-credit-card\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8138bd9 elementor-widget elementor-widget-heading\" data-id=\"8138bd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Card portfolio<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76c3026 elementor-widget elementor-widget-counter\" data-id=\"76c3026\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"4.08\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">M<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-47b6a7b\" data-id=\"47b6a7b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ce5738 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3ce5738\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-users\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc94650 elementor-widget elementor-widget-heading\" data-id=\"fc94650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Employees (FTE)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e04a522 elementor-widget elementor-widget-counter\" data-id=\"e04a522\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"762\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-1b682c9\" data-id=\"1b682c9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15babc6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"15babc6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c94d102\" data-id=\"c94d102\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4b5061 elementor-widget elementor-widget-spacer\" data-id=\"d4b5061\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Annual Report 2022 In 2022, Viseca finally left the consequences of the coronavirus pandemic behind it. After most of the coronavirus measures were lifted in mid February, the company recorded considerable increases across all areas last year. As a consequence of this, the most important figures \u2013 transaction volume, sales and consolidated result \u2013 are [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":2721,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-7793","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Annual Report 2022 | Viseca Payment Services<\/title>\n<meta name=\"description\" content=\"In 2022, Viseca finally left the consequences of the coronavirus pandemic behind it.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Annual Report 2022 | Viseca Payment Services\" \/>\n<meta property=\"og:description\" content=\"In 2022, Viseca finally left the consequences of the coronavirus pandemic behind it.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/\" \/>\n<meta property=\"og:site_name\" content=\"Viseca Payment Services\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-10T13:41:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/viseca-payment.ch\/en\/about-viseca\/annual-report-2022\/\",\"url\":\"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/\",\"name\":\"Annual Report 2022 | Viseca Payment Services\",\"isPartOf\":{\"@id\":\"https:\/\/viseca-payment.ch\/de\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png\",\"datePublished\":\"2023-04-20T07:23:54+00:00\",\"dateModified\":\"2026-02-10T13:41:36+00:00\",\"description\":\"In 2022, Viseca finally left the consequences of the coronavirus pandemic behind it.\",\"breadcrumb\":{\"@id\":\"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#primaryimage\",\"url\":\"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png\",\"contentUrl\":\"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"About Viseca\",\"item\":\"https:\/\/viseca-payment.ch\/en\/?page_id=2721\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Annual Report 2022\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/viseca-payment.ch\/de\/#website\",\"url\":\"https:\/\/viseca-payment.ch\/de\/\",\"name\":\"Home | Viseca Payment Services\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/viseca-payment.ch\/de\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Annual Report 2022 | Viseca Payment Services","description":"In 2022, Viseca finally left the consequences of the coronavirus pandemic behind it.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/","og_locale":"en_US","og_type":"article","og_title":"Annual Report 2022 | Viseca Payment Services","og_description":"In 2022, Viseca finally left the consequences of the coronavirus pandemic behind it.","og_url":"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/","og_site_name":"Viseca Payment Services","article_modified_time":"2026-02-10T13:41:36+00:00","og_image":[{"url":"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/viseca-payment.ch\/en\/about-viseca\/annual-report-2022\/","url":"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/","name":"Annual Report 2022 | Viseca Payment Services","isPartOf":{"@id":"https:\/\/viseca-payment.ch\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#primaryimage"},"image":{"@id":"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#primaryimage"},"thumbnailUrl":"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png","datePublished":"2023-04-20T07:23:54+00:00","dateModified":"2026-02-10T13:41:36+00:00","description":"In 2022, Viseca finally left the consequences of the coronavirus pandemic behind it.","breadcrumb":{"@id":"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#primaryimage","url":"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png","contentUrl":"https:\/\/viseca-payment.ch\/wp-content\/uploads\/2022\/04\/pascal_niquille.png"},{"@type":"BreadcrumbList","@id":"https:\/\/viseca-payment.ch\/de\/ueber-viseca\/geschaeftsbericht-2022\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"About Viseca","item":"https:\/\/viseca-payment.ch\/en\/?page_id=2721"},{"@type":"ListItem","position":2,"name":"Annual Report 2022"}]},{"@type":"WebSite","@id":"https:\/\/viseca-payment.ch\/de\/#website","url":"https:\/\/viseca-payment.ch\/de\/","name":"Home | Viseca Payment Services","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/viseca-payment.ch\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/viseca-payment.ch\/en\/wp-json\/wp\/v2\/pages\/7793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/viseca-payment.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/viseca-payment.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/viseca-payment.ch\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/viseca-payment.ch\/en\/wp-json\/wp\/v2\/comments?post=7793"}],"version-history":[{"count":20,"href":"https:\/\/viseca-payment.ch\/en\/wp-json\/wp\/v2\/pages\/7793\/revisions"}],"predecessor-version":[{"id":7971,"href":"https:\/\/viseca-payment.ch\/en\/wp-json\/wp\/v2\/pages\/7793\/revisions\/7971"}],"up":[{"embeddable":true,"href":"https:\/\/viseca-payment.ch\/en\/wp-json\/wp\/v2\/pages\/2721"}],"wp:attachment":[{"href":"https:\/\/viseca-payment.ch\/en\/wp-json\/wp\/v2\/media?parent=7793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}